The agency
High Quality Insurance Solutions is a DBA of CR Financial and Associates, Inc. California Insurance License No. 0G53185.
Why HQINS
A personal approach.
A clearer perspective.
HQINS brings the conversation back to the people, priorities and plans behind your insurance questions.
Your coverage perspective
Good decisions start with clarity.
HQINS in partnership with Aflac helps you explore coverage categories and understand where additional protection may fit.
Explore this sectionKnow who you are working with.
High Quality Insurance Solutions is a DBA of CR Financial and Associates, Inc. California Insurance License No. 0G53185.
Explore this sectionA conversation built around you.
Share your priorities with HQINS. Ask about availability, policy details and the next steps for your situation.
Connect with HQINSHigh Quality Insurance Solutions
Good decisions
start with clarity.
HQINS in partnership with Aflac helps you explore coverage categories and understand where additional protection may fit.
Our aim for every conversation is simple: understand your priorities, explain the available options and help you identify the details that matter before you apply.
A layered approachDifferent roles.
Different roles.
A stronger conversation.
Select a layer to understand its role.
Major medical insurance helps pay for medical care under its network, cost-sharing and plan terms. Review what you already have.
Savings and existing benefits are part of your financial picture. Consider what you could use toward unexpected expenses.
Supplemental policies cover specific events under their terms. They do not replace major medical insurance or cover every expense.
Each layer has a distinct purpose. Supplemental policies do not cover every expense or replace major medical insurance.
Agency & carrier roles
Know who you are working with.
The insurer
The insurer named on your policy issues coverage, determines eligibility and evaluates claims. The specific entity varies by product and state.
The relationship
This website presents HQINS’s partnership with Aflac. Coverage is available only where the agency is appropriately licensed and the product is offered.
Product and service references: Official HQINS source 1 ↗. Reviewed October 12, 2026. Confirm current policy documents with an advisor.
A conversation changes things
Let’s make your
next step a clear one.
Tell us what you want to protect. HQINS can help you explore Aflac coverage, understand the details, and discuss the options available to you.
HQINSHIGH QUALITY INSURANCE SOLUTIONSYour contact cardChino Hills, California
13925 City Center Drive, Suite 267Chino Hills, CA 91709View office address on Google Maps ↗Save HQINS to your contacts