What it can support
Help with eligible deductibles, copayments or coinsurance, depending on plan.
Family & future
Medicare Supplement Insurance
Medigap can help pay certain cost sharing that remains after Original Medicare pays its share.
Your coverage perspective
Make room for what matters.
Medigap can help pay certain cost sharing that remains after Original Medicare pays its share.
Explore this sectionSee how the conversation unfolds.
A Medicare participant compares plan options against expected medical cost sharing and budget. The chosen plan may pay eligible remaining expenses. Planning illustration only.
Explore this sectionA conversation built around you.
Share your priorities with HQINS. Ask about availability, policy details and the next steps for your situation.
Connect with HQINSThe essentials
Make room for
what matters.
Medigap can help pay certain cost sharing that remains after Original Medicare pays its share.
How to access coverage: For eligible Original Medicare participants. Aflac directs visitors to its dedicated Medicare Supplement site.
How it can help
Use participating Medicare doctors and hospitals across the country.
Details that matter
A clearer view of covered cost sharing for retirement planning.
From coverage to everyday life
See how the conversation unfolds.
Understanding the remaining share
A Medicare participant compares plan options against expected medical cost sharing and budget. The chosen plan may pay eligible remaining expenses. Planning illustration only.
Understand what must qualify.
Works alongside Original Medicare; it is not Medicare Advantage. Enrollment timing, eligibility and underwriting can affect access.
Know what to ask before you apply.
Discuss your existing coverage, access route and priorities with HQINS. Ask for the applicable policy schedule and a state-specific quote. For eligible Original Medicare participants. Aflac directs visitors to its dedicated Medicare Supplement site.
Fictional educational example. It does not represent a customer, approved claim, guaranteed payment, premium, or personalized recommendation.
What to review
Clarity before commitment.
Works alongside Original Medicare; it is not Medicare Advantage.
Enrollment timing, eligibility and underwriting can affect access.
Plan premiums, covered gaps and state availability differ.
Ask for the exact policy or certificate, state-specific premium and effective date before making your decision.
Know before you choose
Good questions. Clearer choices.
Who underwrites coverage?
Tier One Insurance Company; Aetna Life Insurance Company administers it.
Is it a government plan?
No. It is private coverage and is not endorsed by the federal Medicare program.
Does timing matter?
Yes. Medigap enrollment rights differ from annual Medicare enrollment. Review your eligibility with an advisor.
Related coverage
Continue exploring.
Product and service references: Official Aflac source 1 ↗, Official Aflac source 2 ↗, Medicare.gov 3 ↗. Reviewed October 12, 2026. Confirm current policy documents with an advisor.
A conversation changes things
Let’s make your
next step a clear one.
Tell us what you want to protect. HQINS can help you explore Aflac coverage, understand the details, and discuss the options available to you.
HQINSHIGH QUALITY INSURANCE SOLUTIONSYour contact cardChino Hills, California
13925 City Center Drive, Suite 267Chino Hills, CA 91709View office address on Google Maps ↗Save HQINS to your contacts