What it can support
Qualifying preventive, diagnostic, basic and major services.
Employer solutions
Give employees a structured benefit for routine dental care and eligible restorative treatment.
Give employees a structured benefit for routine dental care and eligible restorative treatment.
Explore this sectionAn employer compares plan designs while employees review provider access and treatment needs. The final certificate defines the coverage. Illustration only; no savings or treatment outcome is guaranteed.
Explore this sectionShare your priorities with HQINS. Ask about availability, policy details and the next steps for your situation.
Connect with HQINSThe essentials
Give employees a structured benefit for routine dental care and eligible restorative treatment.
How to access coverage: Employer-sponsored dental plan; group size, location and selected design affect the offering.
Qualifying preventive, diagnostic, basic and major services.
PPO and MAC plan-design options.
Selected features include carryover, implants or orthodontia benefits.
From coverage to everyday life
An employer compares plan designs while employees review provider access and treatment needs. The final certificate defines the coverage. Illustration only; no savings or treatment outcome is guaranteed.
Service coverage follows the group certificate and schedule. Frequency, replacement and annual maximum rules apply.
Discuss your existing coverage, access route and priorities with HQINS. Ask for the applicable policy schedule and a state-specific quote. Employer-sponsored dental plan; group size, location and selected design affect the offering.
Fictional educational example. It does not represent a customer, approved claim, guaranteed payment, premium, or personalized recommendation.
What to review
Service coverage follows the group certificate and schedule.
Frequency, replacement and annual maximum rules apply.
Some features or riders are optional, cost extra or vary by state.
Ask for the exact policy or certificate, state-specific premium and effective date before making your decision.
Know before you choose
No. Group coverage has separate plan designs and documents.
They may be available. Confirm the selected group's schedule.
Aflac highlights designs without service waiting periods, but the exact certificate and riders control.
Related coverage
A conversation changes things
Tell us what you want to protect. HQINS can help you explore Aflac coverage, understand the details, and discuss the options available to you.