What it can support
Dental benefits for qualifying preventive, basic and major care.
Everyday care
Dental, Vision & Hearing Insurance
Bring several everyday care needs into one plan, with benefits that vary by the selected Core or Elite option.
Your coverage perspective
Make room for what matters.
Bring several everyday care needs into one plan, with benefits that vary by the selected Core or Elite option.
Explore this sectionSee how the conversation unfolds.
A household reviews routine dental visits, glasses and hearing needs together. Comparing the selected benefits helps them plan personal costs. This example does not promise eligibility or a particular savings amount.
Explore this sectionA conversation built around you.
Share your priorities with HQINS. Ask about availability, policy details and the next steps for your situation.
Connect with HQINSThe essentials
Make room for
what matters.
Bring several everyday care needs into one plan, with benefits that vary by the selected Core or Elite option.
How to access coverage: Individual plans with dental coverage and optional vision and hearing benefits, where available.
How it can help
Optional vision benefits for eligible examinations and prescription eyewear.
Details that matter
Optional hearing benefits for eligible exams, devices and repairs.
From coverage to everyday life
See how the conversation unfolds.
One conversation for three care needs
A household reviews routine dental visits, glasses and hearing needs together. Comparing the selected benefits helps them plan personal costs. This example does not promise eligibility or a particular savings amount.
Understand what must qualify.
Basic and major dental services can have waiting periods. Hearing-device benefits may have separate waiting periods.
Know what to ask before you apply.
Discuss your existing coverage, access route and priorities with HQINS. Ask for the applicable policy schedule and a state-specific quote. Individual plans with dental coverage and optional vision and hearing benefits, where available.
Fictional educational example. It does not represent a customer, approved claim, guaranteed payment, premium, or personalized recommendation.
What to review
Clarity before commitment.
Basic and major dental services can have waiting periods.
Hearing-device benefits may have separate waiting periods.
Deductibles, copays, allowances and frequency limits apply.
Ask for the exact policy or certificate, state-specific premium and effective date before making your decision.
Know before you choose
Good questions. Clearer choices.
Are vision and hearing always included?
They are optional benefits; confirm the exact combination quoted.
Do benefits change over time?
Certain dental maximums and coverage levels increase while deductibles decrease.
Which tier should I choose?
Compare premiums, waiting periods, allowances and your anticipated care.
Related coverage
Continue exploring.
Product and service references: Official Aflac source 1 ↗. Reviewed October 12, 2026. Confirm current policy documents with an advisor.
A conversation changes things
Let’s make your
next step a clear one.
Tell us what you want to protect. HQINS can help you explore Aflac coverage, understand the details, and discuss the options available to you.
HQINSHIGH QUALITY INSURANCE SOLUTIONSYour contact cardChino Hills, California
13925 City Center Drive, Suite 267Chino Hills, CA 91709View office address on Google Maps ↗Save HQINS to your contacts